THE COMMERCIAL FINANCING RESOURCE CENTER

Commercial Loan Calculator

Estimate payments, amortization and loan proceeds for a variety of commercial financing scenarios.

Maryland based • Serving borrowers nationwide

Nationwide commercial financing • $250,000 to $250 million+

No Good Deal Goes Unfunded®

EXPLORE YOUR SCENARIO

Choose your calculator

Make your next move with a clearer picture of costs, cash flow and borrowing potential.

Estimate what remains after debt and selling costs.

Estimate debt capacity and potential cash out.

Review equity required, debt coverage and returns.

Turn income and expenses into useful property metrics.

Check monthly rental income against expenses and debt.

Compare monthly ownership costs with leasing.

Organize the information capital sources need first.

Estimate opening capital and your cash runway.

Estimate project cost, leverage and interest reserve.

Compare loan payments, lease payments and a credit line.

Create a concise first draft of your financing story.

Build a practical checklist for your capital-source conversation.

CAPITAL FOR YOUR NEXT MOVE

Explore financing options

Select a financing option to open a relevant calculator. These are planning tools; final loan terms depend on the capital source.

SBA 7(a)

Business real estate, acquisitions, equipment and working capital for eligible operating businesses.

SBA 504

Owner-occupied real estate and major fixed assets, with a bank and CDC financing structure. Not for working capital or passive rental investment.

Construction

Ground-up development, renovations and completion financing with project-based funding draws.

Bridge loans

Short-term financing for acquisitions, refinancing, stabilization and time-sensitive situations.

Private credit

Alternative capital for complex properties, bank turndowns and transactions requiring flexible structures.

Investor & DSCR

Financing for rental properties and income-producing real estate, with cash-flow-focused options.

Conventional bank

Commercial real estate purchase and refinance options for borrowers meeting bank underwriting requirements.

Hard money

Asset-focused short-term financing, with collateral and a defined repayment strategy at the center of review.

Equipment financing

Loans and lease options for equipment, machinery and other business assets.

Working capital

Business funding and credit-line options, subject to program availability and underwriting.

Financing is subject to lender review. 1st Coastal is a commercial mortgage intermediary.

SBA program references: 7(a) · 504. Eligibility and permitted uses vary by program.

Have the numbers. Need the capital?

Bring us your scenario—even if your bank said no.

Planning estimates only. Rates and assumptions are entered by you, not live lender quotes. Financing is subject to underwriting, valuation and lender requirements. No calculator result is an approval.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.

Start your loan request →

Copy your results and include them with your inquiry. The application opens separately; results are not automatically submitted.